Four tiers. Eight folios. One passphrase.
All software is encrypted on-device. You pay for craft, not cloud. Choose any folio for free, any Pro folio for ₹999/yr, any Family folio for six members at ₹2,999/yr, or unlock the whole vault for ₹2,999/yr. UPI, cards, netbanking, all through Razorpay. GST e-invoice on request. 30-day money back, no questions.
- Hisaab · Aramgah · Dial
- Local-only, no cloud sync
- Encrypted on-device
- Apple Intelligence-ready
- Choose Khazaana / Almari / Tankhwah
- WebGPU AI insights
- Voice + camera input
- CRDT multi-device sync
- OPFS + R2 ciphertext backup
- Sehat or Wasiyat
- E2E family sharing
- Shamir 3-of-5 secret-share
- Nominee + heir registry
- Adobe-grade PDF handover
- Every Pro folio unlocked
- Six-member family sharing
- Priority WhatsApp support
- Issue III preview · early access
- Empire newsletter · monthly
Per-folio rate card
| Folio | Concept | Tier | Annual |
|---|---|---|---|
| हिसाबHisaab | Spending diary | Free | ₹0 |
| ख़ज़ानाKhazaana | Net-worth tracker | Pro | ₹999 |
| आरामगाहAramgah | Sleep diary | Free | ₹0 |
| अलमारीAlmari | Closet auditor | Pro | ₹999 |
| सेहतSehat | Family medical vault | Family | ₹2,999 |
| डायलDial | Top-50 contacts | Free | ₹0 |
| तनख़्वाहTankhwah | Salary trajectory | Pro | ₹999 |
| वसीयतWasiyat | Digital legacy vault | Family | ₹2,999 |
Letters from enterprise
For banks, life-insurers, CA firms, clinics, gyms, salons, jewellers, HR teams — the eight folios can be white-labelled, embedded, or licensed per-seat. Sehat for clinic onboarding (₹15K setup + ₹2.5K/mo). Wasiyat for HNI legacy desks (₹50K + ₹15K/mo + revenue-share). Tankhwah for HRBP one-on-ones (₹49/employee/mo). Almari for boutique stylists (₹5K + ₹999/mo per client).
Cancel within 30 days for any reason. Razorpay refund within 5 business days. Your encrypted data stays on your device, not ours, so there is nothing for us to delete on your behalf.
The fine print
Why is the Bundle the same price as one Family folio?
Because the Bundle is the only deal Aditya is proud of. Eight folios at ₹2,999/yr is the only good deal in personal-SaaS. The math is intentional, the discount is the marketing.
Where is my data stored?
On your device. Each folio uses OPFS encrypted with AES-GCM 256, key derived from Argon2id over your passphrase. We never see the plaintext. If you turn on CRDT sync, the ciphertext blob lives in Cloudflare R2 with no key on our side. We could not read your numbers if we wanted to.
What happens if I die?
Wasiyat. The eighth folio. Shamir 3-of-5 secret-share between trusted nominees plus a 90-day dead-man dial. When the timer expires and the secondary verification clears, the share-fragments unlock and your designated heirs see what you want them to see. Everyone else stays out, including us.
Do you take card / UPI / netbanking?
All three through Razorpay. GST e-invoice generated via IRP on request. International cards work, but the rate cards are in INR; conversion is on Razorpay.
Is this compliant with DPDP 2023?
Yes. We are a data fiduciary only for billing metadata (email, GST, payment). The encrypted folio content never reaches our servers. The Wasiyat trigger flow has a separate DPO contact and explicit nominee consent chain.
Can I get this on the App Store / Play Store?
Both are in the works for Issue III (planned 2026-09). The eight folios are PWAs today, ready to be wrapped as TWA (Android) and Capacitor (iOS) shells. Bundle subscribers get the wrapped apps at no extra cost when they ship.
I am a B2B buyer. Can I trial?
Yes. Email aditya@taxwalaai.com with the folio you want, your seat count, and a one-line problem statement. We offer 30-day pilot at zero cost for first 10 enterprise customers per vertical.